Palm Payment
Technology
The Future of Contactless Biometric Payments
🌟 Pay with your hands – BioWavePass delivers a next-gen, contactless palm vein payment experience. We offer a secure, end-to-end payment solution with full custom development and seamless SDK integration.
No Cards, Phones, PINs
Just Your Palm
Maximum Security
RGB+ Vein Pattern Liveness Detection
Lightning Fast
0.35 Second Authentication
Global Ready
100,000+ Deployments
🏆 Trusted by Leading Organizations
What Is Palm Payment Technology
Palm Payment is a cutting-edge, contactless biometric solution that let users pay with their hands — no cards, phones, or PINs needed.
By scanning the unique Palm vein and Palmprint patterns inside your palm using advanced RGB + IR sensors, it creates a secure, encrypted ID that's nearly impossible to forge.
Fast, private, and hygienic — it's the future of seamless payments.
How BioWavePass Palm Payment Works
Payment Workflow Process
Security Advantages
Palm Scan
Users scan their hand on our palm vein device using RGB + IR dual-spectrum sensors.
Unique Feature ID Generation
BioWavePass SDK extracts and encrypts unique biometric data into a secure Feature ID.
Verification
Encrypted ID is matched via cloud or local servers.
Payment
Powered by AES-256 encryption and 99.9% accuracy, BioWavePass ensures fast, secure, and reliable palm vein payments.
Why Palm Vein Payment Is More Secure
Understanding the technology that's revolutionizing secure payments and identity verification
Current Payment Challenges
Card Fraud & Chargebacks
Stolen cards, skimming attacks, and fraudulent transactions cost billions annually
Identity Theft
Fake IDs and stolen credentials enable unauthorized access to accounts and services
Device Dependency
Forgotten cards, dead phone batteries, or lost devices prevent transactions
Privacy & Compliance
GDPR, CCPA, and biometric data regulations require secure, compliant solutions
Peak Hour Congestion
Long queues and slow processing during rush hours impact customer experience
Other Biometric Payment Limitations
Fingerprint and facial payments are vulnerable to spoofing and are affected by age, lighting, masks, and humidity
Payment Technology Comparison
| Category | Palm Vein Payment | Fingerprint Payment | Face Recognition Payment | NFC / Card Payment | QR Code Payment |
|---|---|---|---|---|---|
| Biometric / Technology Type | Subcutaneous palm vein pattern (RGB + IR dual-mode) | Surface fingerprint pattern | Facial features | Chip or contactless NFC module | 2D barcode (QR image) |
| Need Phone or Card | ❌ No | ❌ No | ❌ No | ✅ Requires physical cards, PINs or signatures | ✅ Requires mobile phone |
| Contact Type | Fully contactless | Contact required | Contactless (affected by lighting) | Contact or close-range tap | Scanning printed or on-screen code |
| Anti-spoof Security | 🔒 Very high (internal veins, impossible to copy) | Medium (susceptible to fake fingers) | Low (can be fooled by photo/video) | Medium (chip encryption) | Low (can be duplicated) |
| Recognition Speed | ≈0.35 s | ≈0.5 s | ≈0.8 s | ≈1 s | 2–5 s |
| Environmental Impact | Unaffected by light, humidity, or age | Affected by dry/wet skin or wounds | Affected by light, masks, or angles | Depends on terminal | Depends on network and brightness |
| Feature Stability | ✅ Stable after age 6; unchanged through aging | ❌ Affected by skin condition, dryness, aging | ❌ Changes with age, weight, or skin condition | ✅ Stable | ✅ Stable (depends on code generation) |
| Privacy Protection | Highest — internal biological pattern never exposed | Moderate | Low (external features visible) | Moderate | Low |
| Maintenance Cost | Low (no contact, no wear) | High (sensor wear and cleaning) | Medium (camera calibration) | Medium | Low |
| Typical Applications | Banking, eKYC, government, healthcare, campus | Mobile unlock, access control, payments | Retail, access control | Bank cards, transport, retail | Mobile wallet, small merchants |
| Main Drawbacks | Higher cost; requires SDK/software integration | Contact-based; hygiene concern | Sensitive to environment and age | Must carry card | Must carry phone and rely on internet |
| Overall Evaluation | ✅ Most secure, stable, and truly card-free & phone-free | 🔐 Mature but limited by contact and wear | ⚠️ Convenient but less stable & secure | 💳 Widely used, traditional | 📱 Popular but least secure |
Unlike face or fingerprint scans, palm vein tech reads both surface patterns and internal veins — invisible and nearly impossible to fake.
This dual-layer method adds stronger liveness detection and higher security.
Next-gen protection for identity and payments.
Ready to Learn More in BioWavePass?
| Product | Functions | Platform | Sandbox Demo | Flutter SDK | End-End Palm Pay Solution |
|---|---|---|---|---|---|
| BioWavePass500 | Palm Vein Scanner + QR Code Scanner + IC Chipset Card Scanner + NFC | Android | Yes | Yes | Yes |
| PalmVein01 | USB RGB + IR Palm Vein Reader | Windows / Linux / Android | Yes | Yes | Yes |
Real-World Palm Vein Payment Use Cases
Successfully deployed across 7+ countries including Kazakhstan, Brazil, Saudi Arabia, Malaysia, Indonesia, Israel, and more with proven results in retail, banking, and access control.
Start Your Palm Payment Integration
Ready to build your Palm Pay platform?
BioWavePass offers complete SDK access, comprehensive documentation, dedicated integration support for your development team, and end-to-end Palm Pay solutions.
Market Trends & Stats
Comprehensive analysis of biometric payment market dynamics and growth projections
Market Growth
Annual compound growth rate for biometric payments
Market Value 2030
Projected market size by 2030
Compliance Ready
Full regulatory compliance standards
Key Market Drivers
Contactless Payment Normalization
Post-pandemic shift towards touchless transactions has become the new standard, driving widespread adoption of biometric authentication methods.
Palm Vein Technology Adoption
Rising implementation across education, retail, government subsidies, and financial sectors due to enhanced security and user convenience.
FAQs (Frequently Asked Questions)
Get answers to common questions about palm vein payment solutions
Palm Vein Payment is a biometric payment method that uses the unique vein pattern inside a person's palm to authenticate and authorize transactions. It is one of the most secure and contactless biometric solutions available.
Palm veins are internal and invisible — making them impossible to replicate or photograph.
Yes, BioWavePass offers SDKs for Android, Windows, Linux, and Flutter Plugin environments.
Yes, we also manufacture Palm Vein Scanner Hardware. MOQ: 2pcs as sample testing
Yes, devices can perform local feature matching and sync with cloud verification when online. It also supports cloud-based online verification.
Verification takes only 0.35 seconds with 99.9% accuracy.
Yes, we have software teams based in the U.K. and India, providing full support for end-to-end solutions.
Yes! For MVP or pilot projects with less than 10,000 users, our lightweight algorithm and SDK are completely free. You can deploy it on your own server or use our cloud for initial testing.
Contact us today to get the free MVP testing license!
Our BioWavePass technical team is ready to assist you with pilot testing, SDK integration, and full deployment solutions.