BioWavePass – Palm Vein Payment Solution
Contactless Payment & eKYC Biometric Solutions for Banks, FinTechs, and Licensed Payment Platforms
Touchless Recognition
5–15 cm range: hygienic and inclusive
Dual RGB + IR Detection
Error rate ~1e-11 (one in tens of billions)
Cloud Compliant
Private or hybrid cloud deployment
POS Compatibility
Seamless FinTech Integration
BioWavePass Palm Vein Payment Solutions
Advanced biometric payment technology for modern financial ecosystems.
Designed for fintech and banking platforms with blockchain or other payment APIs.
Not recommended where no payment backend exists.
BioWavePass Palm Pay Sandbox Demo
Experience the full palm vein payment process in a secure test environment — no backend required.
Register Palms, capture user data, and simulate payments.
Scan product QR codes and complete "Scan Your Palm to Pay."
Admin tools for record management and billing review.
Ideal for demos, testing, and integration validation.
Palm Vein Registration
Scan product barcode
Admin Dashboard
Just Wave and Go — Instant, Secure Payment
Why Palm Vein Payment Now?
The Challenge
Card, QR, and mobile payments can be stolen, cloned, or tampered with. PIN entry reduces usability and raises security friction.
Security Vulnerabilities
Cards and QR codes can be easily cloned or stolen
Usability Friction
PIN entry and device dependency create barriers
The Solution
Palm Vein Payment leverages subcutaneous vein patterns for true Contactless Payment — no phone, card, or network dependency.
Uncloneable Biometrics
Subcutaneous vein patterns are unique and impossible to replicate
True Contactless
No physical contact, cards, or devices required
BioWavePass- Palm Vein Technology Main Advantages
Advanced Palm Vein Technology delivering unparalleled accuracy and security
Security
Cloud + hardware encryption
Adaptability
Works in all lighting conditions
Speed
0.3s ultra-fast recognition
Flexible Deployment
Local & cloud support, free test account, private server ready
Dual Recognition
Palm print & vein liveness detection
Contactless
5–15 cm detection range
Smart Card
Contact & Contactless Card Recognition
Encrypted transmission: HTTP + SSL
- Cloud storage: AES-256 CBC
- Encrypted on writing
- Decrypted on reading
Accuracy
RGB/IR image alignment
Stability
Built-in Palm AE for clear images
QR Code Scanner
3–20 cm Scan
Payment & Custom Solutions
Supports end-to-end software customization, including palm payment applications, with proven WeChat Pay algorithm experience
BioWavePass- Palm Vein Algorithm Metrics
Precision engineered for maximum security and accuracy
RGB Palm Print
False acceptance rate for visible palm print patterns
IR Palm Vein
False acceptance rate for infrared vein patterns
Combined RGB+IR
One in tens of billions - ultimate security
Why RGB + IR Dual-Mode Technology Is Essential for Large-Scale Financial and e-KYC Systems
Robust liveness detection and accuracy across demographics and lighting conditions — ideal for Biometric POS and eKYC applications
Liveness Detection
Advanced anti-spoofing technology
Universal Compatibility
Works across all demographics
Lighting Independent
Reliable in any lighting condition
Multi-Application
Perfect for POS and eKYC systems
Technology Comparison
| Technology | Accuracy Rate | Speed | Liveness Detection | Environmental Robustness |
|---|---|---|---|---|
| RGB Palm Print | 98.998% | Fast | Basic | Light Dependent |
| IR Palm Vein | 98.48% | Fast | Excellent | Light Independent |
| Combined RGB+IR | 99.999999999% | 0.35s | Superior | All Conditions |
Palm Pay System Architecture (FinTech Integration)
Comprehensive overview of the core components that power our advanced palm vein authentication system for financial technology applications
Palm Vein Scanner
Captures RGB + IR and generates encrypted feature vectors.
Edge Gateway / SDK Host
POS-side caching, retry logic, and mTLS communication.
Verification Server
Performs 1:1 or 1:N matching in the cloud or private infrastructure.
FinTech Application Layer
E-Wallet, banking, or KYC system consuming the API.
Admin Console + KMS/HSM
Template management, encryption keys, and audit control.
System Integration Flow
How all components work together seamlessly
Palm Pay Enrollment & Verification Flow
Secure biometric authentication process with irreversible templates, encrypted storage, and comprehensive audit trail for eKYC and payment authentication
Enrollment
Capture both hands
Generate features and biometric _id
Transmit securely via AES-256 encryption and HTTPS+SSL secure communication protocols
Server validation and encrypted storage
Verification
Scan Palm
Send Features
Server Returns {match, biometric_id}
Authorize Transaction
Supporting Authentication Use Cases
Security & Compliance
Enterprise-grade security measures and comprehensive compliance standards to protect your biometric data and ensure regulatory adherence.
Transport Security
Mutual TLS with device certificate stored in TPM/SE for secure data transmission and device authentication.
Storage Encryption
AES-256 template encryption ensures no reverse reconstruction of biometric data is possible.
Regulatory Compliance
Full compliance with international standards and regulations for data protection and biometric processing.
Data Sovereignty
All biometric data can remain within your infrastructure through private or hybrid cloud deployment options.
Security First Approach
Our comprehensive security framework ensures your biometric data is protected at every level, from transport to storage, with full compliance across global regulatory standards.
Performance & Scalability
Lightning-fast biometric verification with enterprise-grade scalability designed to handle millions of records without compromising performance.
Matching Latency
Ultra-fast verification response time maintained even at million-record scale
Database Capacity
Validated with millions of templates, supports sharding and horizontal scaling
Offline Operation
POS local verification with automatic sync when network resumes
Horizontal Scaling
Seamlessly scale your biometric infrastructure across multiple servers and data centers with built-in sharding capabilities.
Smart Synchronization
Intelligent caching and sync mechanisms ensure continuous operation even during network interruptions.
SDK & Integration
Comprehensive Palm Vein SDK with powerful APIs and development tools for seamless integration across multiple platforms and environments.
SDK & APIs
Complete API suite with advanced features for robust palm vein authentication systems.
Android / Windows / Linux Native SDK & APIs
Android Flutter Plugin SDK & APIs
Development & Support
BioWavePass provides comprehensive customization and integration services for enterprise solutions.
Full Palm Pay workflow customization
E-Wallet integration services
Existing POS system integration
Backend system linkage
Deployment Models
Cloud SaaS
Managed by BioWavePass for rapid onboarding
- Quick deployment
- Minimal setup required
- Automatic updates
Private On-Prem
Client-hosted verification server
- Full data control
- Maximum security
- Compliance ready
Hybrid
Local edge + cloud verification
- Flexible architecture
- Offline capability
- Scalable solution
Implementation Timeline
(≈90–120 Days)
Requirements & Compliance
Requirements & compliance checklist
SDK/API Integration
SDK/API integration & demo setup
Pilot Rollout
Pilot rollout & performance testing
Production Deployment
Security hardening & production deployment
Project Timeline Overview
Commercial Models
Flexible deployment options tailored to your business needs
Device + Cloud SaaS
Palm Vein Scanner + hosted license
Perfect for:
Startups, SMEs, and organizations looking for quick proof-of-concept implementations
Device + Private Deployment
Device + on-prem setup + annual maintenance
Perfect for:
Banks, large FinTechs, and organizations with strict data sovereignty requirements
Hybrid
Device + Cloud + advanced support
Perfect for:
Multi-national corporations and cross-region projects requiring flexible deployment
Pilot Offer
Free 10,000 cloud matching IDs for real-world performance validation
Free matching IDs
Days trial period
Technical support
No credit card required • Full feature access • Real-world testing environment
FAQs
Common Questions about Palm Vein Payment Solutions
Yes. BioWavePass Palm Vein SDK supports multiple communication interfaces (USB, OTG, RS232, RJ45) and works seamlessly with existing POS terminals.
Your devices don’t need to be replaced — while the SDK integrates with your current cashier or payment app through APIs.
Palm Vein authentication uses subcutaneous vein patterns invisible to the human eye, combined with RGB + IR imaging liveness detection.
Significantly higher security and anti-spoofing than fingerprint or facial biometrics
Absolutely. The FinTech Integration layer is designed to complement your existing acquiring and payment infrastructure.
The Palm Vein SDK exposes APIs for enroll, match, revoke, and update, so you can simply plug into your gateway or wallet service — without replacing your backend.
Matching and data retention happen within your own private cloud or local server, ensuring GDPR compliance.
The full pilot setup can be completed within 6 weeks or less, depending on project size:
Requirements and compliance checklist
SDK/API integration and demo setup
This enables FinTechs, banks, and licensed payment providers to validate Palm Vein Payment functionality quickly and confidently.
Everything You Need for Palm Pay Development
Supporting payment providers, banks, licensed platforms, and integrators to deploy Palm Vein Payment Solutions at scale — securely and efficiently.
Request a Demo
See Palm Vein Payment in action with a personalized demonstration tailored to your business needs
Get Palm Vein SDK
Access our comprehensive SDK with APIs, documentation, and integration tools for rapid deployment
Technical Whitepaper
Deep dive into Palm Vein technology, security architecture, and implementation best practices
FinTech Integration
Connect with our integration specialists for custom solutions and enterprise-grade support
Ready to Get Started?
Our team is standing by to help you implement Palm Vein Payment technology